Hit by a Cyclist or Rental Surrey? We Can Help.
The Broadwalk is 2.5 miles of chaos. When vacation fun turns into a collision, we find the insurance coverage you need to pay your medical bills.
The Hollywood Broadwalk is one of the most unique attractions in Florida—a paved path right on the sand. But with thousands of pedestrians sharing the road with speeding cyclists, rollerbladers, and heavy rental “Surrey” bikes (the yellow 4-wheelers), collisions are inevitable.
These aren’t just minor bumps. Being hit by a cyclist going 15 mph can cause broken bones, concussions, and facial fractures. At Fenstersheib Law Group, we know that just because a car wasn’t involved doesn’t mean you don’t have a case.
The Hazard: There is a designated bike lane, but tourists constantly wander into it. Conversely, aggressive cyclists weave into the pedestrian zone to pass slower riders.
The Hazard: This is the most crowded section. People stopping to watch live music create a bottleneck, leading to pile-ups involving rollerbladers and bikes.
The Hazard: These heavy 4-wheel bikes are often driven by inexperienced tourists. They have poor braking ability and are heavy enough to crush a foot or knock a senior citizen down.
Since cyclists don’t carry “car insurance,” many victims assume they are out of luck. This is incorrect. We look for coverage in places you might not expect:
If the person who hit you has home insurance, their liability policy typically covers negligence—even if it happens on a bike away from their home.
If the brakes on a rental bike failed, or if the company rented a heavy Surrey to a child, the rental company itself may be liable.
For serious injuries, we check if the at-fault party has an umbrella policy that kicks in after other limits are exhausted.
Did You Know? The “Broadwalk” is legally considered a public road in some contexts. Police reports should be filed just like a car accident if an injury occurs.
Often, yes. Waivers in Florida are strictly construed. If the injury was caused by a mechanical defect (like broken brakes) that the rental company knew about, the waiver may not protect them from gross negligence.
This is a crime. We work to identify them using security cameras from nearby hotels (Margaritaville, The Diplomat) and restaurants. If they cannot be found, your own health insurance or uninsured motorist policy might apply depending on the specifics.
Not entirely. Cyclists still have a duty to avoid hitting pedestrians. Under Florida’s comparative negligence law, even if you were 20% at fault for being in the lane, you can still recover 80% of your damages.
Don’t let an injury ruin your life. Get a free case review today.
