What Happens if I Refuse The Insurance Company’s Settlement Offer

https://youtu.be/KEvJUPhR7jg

In the attached video, Stephanie Fenstersheib of Fenstersheib Law Group explains what really happens when you refuse an insurance company’s first settlement offer — and why doing so is often the smartest move you can make after an accident.

After a crash, it’s common for insurance companies to reach out quickly with what seems like a helpful offer. In reality, these early settlement offers are usually lowball payouts designed to close your claim fast and protect the insurer’s bottom line — not your recovery. At that point, you may still be in pain, unsure of the full extent of your injuries, and completely unaware of how much coverage is available. Accepting too early could leave you with unpaid medical bills and no way to seek additional compensation later.

As Fenstersheib explains in the video, this is when you need an experienced personal injury attorney by your side. Once you tell the insurance company that you’re represented, the game changes. Your lawyer can demand access to the company’s insurance policy limits, evaluate the full value of your damages, and negotiate from a position of strength. Insurers know they can’t take advantage of you when a skilled attorney is fighting for your rights.

At Fenstersheib Law Group, we handle negotiations with insurance companies every day. We don’t let them get away with unfair offers or half-truths. If they refuse to pay what’s fair, we’re fully prepared to take your case to court to ensure you receive the maximum compensation you deserve for your medical bills, lost wages, and pain and suffering.

Don’t settle for less than your case is worth — and don’t face the insurance company alone. Call Fenstersheib Law Group today or visit TellFLG.com for a free consultation. We’ll protect your rights, expose insurance company tactics, and fight to secure every dollar you’re entitled to after your accident.